It is advisable that you should invest in home insurance all year round. However, there are added incentives to be covered over the winter. The end of the year brings with it plenty of seasonal fun with occasions like Christmas and New Year’s Eve on the horizon. But in the blink of an eye, your world can be turned upside down if you don’t have home insurance in place. Here are three crucial reasons why you need house insurance this winter:
It’s sad but true that burglaries are much more likely to occur in the winter. This is because opportunistic thieves realise that there is more to be taken. In the month of December, the average house is littered with wrapped presents just waiting to be opened on Christmas Day. Unfortunately, criminals will want to beat you and your loved ones to the punch by breaking in and stealing those hard earned gifts for themselves. This can be extremely distressing, but home insurance can cushion the blow by covering you for break-ins.
We increase our electronics usage around winter, meaning there is more chance of a possible fire sparking. The main culprits are seasonal electrics like tree lights, however, blazes can also start from the increased use of candles. Home insurance can cover your property from fire, meaning you can quickly access help if the truly unfortunate does occur.
The cold weather brings with it many possible environmental mishaps. Among the most likely include frozen pipes and overstimulated boilers which can break down without a second’s warning. Even more common over the years is the increase of flooding in residential areas. Be proactive and ensure your home insurance policy covers you for unforeseen incidents outside your control. That way, you can quickly get back to enjoying your holiday season, without the added financial stress.
Turn to Abbey Insurance Brokers
If you are looking for home insurance in NI this winter, then look no further than Abbey Insurance Brokers. Abbey Insurance Brokers has years of experience when it comes to supplying cover and providing excellent customer service along the way. Abbey search from a range of insurance companies and negotiate rates on your behalf, save you time and money. Abbey also offer a range of optional extras such as Home Emergency cover. Contact Abbey Insurance Brokers today for a great value home insurance quote which will cover your buildings and contents.